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Features & Benefits

  • Possibility of self-registration and user verification
  • The SmartPay App services are given free of charge
  • Ability to add any Bank of Ceylon savings or current account as a payment instrument
  • Can generate mini statements and balance inquiries of the added bank accounts
  • Able to do payments by scanning 'LANKAQR' certified QR code at any merchant location
  • Enable customer initiated digital (cashless & card less) payments
  • Obtain detailed transaction alerts and reports
  • Ability to request merchant facility through the app
  • Avail 24x7 Contacts Centre Service



  • Well reputed information systems security and audit services of the island have reviewed the entire system
  • Rules, regulations and guidelines of the Central Bank of Sri Lanka and Lanka Clear (Pvt) Ltd are duly complied by the solution
  • Approved password policies and validation algorithms are followed


How to register

  • Download app via play store or app store
  • Sign up to the app
  • Enter valid personal details to register
  • Enter the verification code received
  • Create a 4-digit pin number
  • Answer security questions


How to add a payment instrument

  • Select ‘Payment Methods’ from the menu
  • Click on ‘ADD NEW ACCOUNT’
  • Submit entering Account Type, Account Number and a Nickname
  • Proceed entering randomly given amount


Register as a Merchant

  • Select ‘Settings’ from the menu and ‘Merchant’ from settings list
  • Fill ‘Merchant Registration’ form and enroll
  • Visit the nearest Bank of Ceylon branch and follow the SmartPay merchant application process
  • Enter the verification code you received


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