"BOC DIVI MAGA" Credit Scheme

"BOC DIVI MAGA" Credit Scheme


  • Uplift the living standard of the rural community
  • Assistance to the self employment sector
  • Utilization of resources in the rural areas


Loan Amount 

  • Maximum Rs. 500,000/-


Repayment Period 

  • 60 months (Inclusive of an optional grace period of 6 months)


Area of Operation 

  • All Island


* Conditions Apply

(Bank of Ceylon holds the authority to change, add or revise any condition, term or statement in this facility)


For more information, please contact the Manager at your nearest BOC Branch or call centre: 011 220 4444

Development Banking Division, 
20th Floor, Head Office,
Bank of Ceylon,
No: 01, BOC Square, Bank of Ceylon Mawatha,
Colombo: 01.
Tel: 011 220 4527 / 011 220 4526 / 011220 4525,
Fax: 011 2448606


  • Be a citizen of Sri Lanka
  • Be a permanent resident living in the area.
  • Be able to provide an equity contribution not less than 15% of estimated cost of the project.
  • (Equity contribution could be in the form of cash or in kind)
  • Submit a project report which should be acceptable to the bank and should have repayment capacity
  • Should not be a willful defaulter 
  • Be able to satisfy the bank that the proposed project has a positive cash flow and repayment capacity.
  • Be able to provide suitable collateral acceptable to the bank.


Eligible Projects

  • Self Employment
  • Home Gardening
  • Agriculture
  • Livestock
  • Fisheries
  • Horticulture
  • Any other acceptable income generating activity


Eligible borrowers

  • Individuals
  • Joint borrowers
  • Partnership formed to commence an eligible project under this scheme.
  • Societies formed under PAMP scheme
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