18+

1. Higher rate of interest

• Offer 0.5% higher interest rate than the normal savings account

2. Medical Insurance cover for Account Holder

• Medical insurance up cover to Rs. 100,000/- per annumis provided in case of accident or 10 critical illnesses
• Private Hospital: Actual expenses incurred up to a maximum of Rs: 100,000/- if admitted for 1 night or more
• Government Hospital: Rs: 600.00 per day for a minimum of 03 days and maximum of 30 days
• Terms & Conditions:

- Covers only upto age of 35 years

- Minimum balance of Rs.10,000/- should be continuously maintained for a minimum period of 6 months before hospitalization

- Claims to be submitted to the bank within 5 months of the incident

- Covers only upto age of 35 years

3. Life Insurance cover forAccount Holder

• 10 times of the balance upto a maximum of Rs. 500,000/- will be paid at the death (Natural/Accident) / Permanent Disability (due to accidents only) of the account holder
• Terms & Conditions:

- Minimum balance of Rs.10,000/- should be continuously maintained for a minimum period of 6 months before the death of Account holder

- Claims to be submitted to the bank within 5 months of the incident

- Covers only upto age of 35 years

4. NanaJaya Scholarships for GCE A/L High-flyers

• Those who maintain a minimum balance of Rs.10,000/- during the period declared by the Bank, and have passed the G.C.E. Advanced Level Examination during the same year will be entitled to apply for the 18+ Nana Jaya Scholarships.

• The minimum balance referred above should be maintained as follows;

  - For the candidates sit for the G.C.E. Advanced Level (A/L) examination in year 2022;
         Minimum balance of Rs. 10,000/- should be maintained from 01.08.2022 to 31.01.2023
              OR
         Minimum balance of Rs. 10,000/- to be maintained from the commencement date of G.C.E. Advanced Level (A/L) examination up to a continuous period of 6 months

•  

  The scholarships will be granted for students selected based on the Z-score obtained.

5. Wedding gifts

• Based on the date of Account Opened, Account Balance and the period of balance maintained wedding gift will be  decided (Gift voucher, 1/2 or 01 sovereign Gold Coin)

6. Free Ran Kekulu Account for your first baby

• A Ran Kekulu Account will be opened by the bank to the first baby of the account holder.
• Terms & Conditions:

- Minimum balance of Rs.10,000/- need to be maintained for a continuous period of one year immediately preceding such birth.

7. Personal loan facilities

• Instant loan facilities equivalent to 3 times of the minimum balance of 18+ account during last 12 months
• Minimum quantum of loan will be Rs. 30,000/- and the maximum will be Rs. 500,000/-

8.  Debit and Credit Card facilities

• Special ATM/Debit card is issued to withdraw money from island-wide ATMs
• This can also be utilized at POS machines as a debit/ shopping card.

9.  Internet and mobile banking facilities

• Provide facilities to check your balance and carry out other internet banking transactions via internet

Following documents are required at the account opening

• National Identity Card
• Address proof (If not residing in the same place mentioned in NIC)

For more information contact the nearest Bank of Ceylon Branch.

* Conditions apply

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