BOC Smart Lady Investment Account

BOC Smart Lady Investment Account is a savings build-up scheme specially designed for Sri Lankan women, with the objective of empowering them with a secured long term investment opportunity. Bank of Ceylon welcome onboard the esteemed women for BOC Smart Lady Investment Account to entertain and inspire with exclusive benefits.

Features of BOC Smart Lady Investment Account

  • Sri Lankan National Resident women above 18 years of age are eligible to open accounts in Sri Lankan Rupees
  • 1, 2 and 3 years investment plans
  • Affordable monthly installments based on maturity value and investment plan
  • Rate of interest

1 year   -   14.0% p.a. (A.E.R. 14.93%)
2 years  -  15.0% p.a. (A.E.R. 16.08%) 
3 years  -  15.5% p.a. (A.E.R. 16.65%) 


BOC Smart Lady - One Year Investment Plan

Investment Plan Type SL-1A SL-1B SL-1C
Interest Rate 14.0% p.a. (A.E.R. 14.93%)
Monthly Deposit (Rs.) 4,000 7,900 15,700
Expected maturity Value (Rs.) 50,000 100,000 200,000


BOC Smart Lady - Two Years Investment Plan

Investment Plan Type SL-2A SL-2B SL-2C SL-2D SL-2E
Interest Rate 15.0% p.a. (A.E.R. 16.08%) 
Monthly Deposit (Rs.) 3,700 7,300 18,200 21,800 27,200
Expected maturity Value (Rs.) 100,000 200,000 500,000 600,000 750,000


BOC Smart Lady - Three Years Investment Plan

Investment Plan Type SL-3A SL-3B SL-3C SL-3D SL-3E
Interest Rate 15.5% p.a. (A.E.R. 16.65%) 
Monthly Deposit (Rs.) 2,300 5,600 11,200 16,700 22,300
Expected maturity Value (Rs.) 100,000 250,000 500,000 750,000 1,000,000



  • Guaranteed return at maturity
  • Higher rate of interest during investment period
  • Balance inquiry facility through Smart Passbook and Internet Banking facilities


  • Investment plan is ceased on maturity. (Not renewable)
  • Deposit of Monthly installments on or before the same date of each month on which the account was opened. Any default/delay may result in receiving a lesser amount at maturity.
  • The installments and maturity amounts are subject to withholding tax, other charges (if any) and statutory levies imposed by the Government of Sri Lanka.
  • Investment plan is subject to directions of the Central Bank of Sri Lanka and the laws of the country.
  • No partial withdrawals allowed .Pre mature closures are not eligible for agreed rate of interest and other benefits.
  • The Bank may include/amend product features, terms and conditions time to time.



  • BOC Smart Lady Investment Account opening Application
  • National Identity Card
  • KYC Form (to be obtained from the respective branch)

For more information, contact the nearest Bank of Ceylon branch or call on 1975, 24-hour hotline.

Conditions Apply