Credit Card Tariff

4.1 Credit Cards  
4.1.1 Joining Fees Principal
Supplementary
Visa Platinum Rs.1,500/-
Rs.1,200/-
State Sector Master Platinum Free of Charge
Master Titanium Rs.1,000/-
Rs. 750/-
Master World Rs.1,500/-
Rs.1,200/-
State Sector Master World Free of Charge
Visa Gold Rs.1,500/-
Rs.1,200/-
Visa Classic Rs.1,000/-
Rs.750/-
GMOA Free of Charge
BOC Shopping Card (Proprietary Card) Rs.200/-
Rs.200/-
4.1.2 Annual Fees Principal
Supplementary
Visa Platinum Rs.3,500/-
Rs.2,000/-
State Sector Master Platinum Rs.1,500/-
Master Titanium Rs.1,500/-
Rs.1,000/-
Master World Rs.3,500/-
Rs.2,000/-
State Sector Master World Rs.2,500/-
Visa Gold Rs.2,500/-
Rs.1,500/-
Visa Classic Rs.1,500/-
Rs.1,000/-
GMOA Free of Charge
BOC Shopping Card (Proprietary Card) Rs.200/-
Rs.100/-
4.1.3 Other Fees and Charges  
Interest Rate 3 % per Month
Interest on cash advance 3 % per Month
Temporary limit enhancement fee Rs.1,000/-
Limit enhancement fee Rs.1,000/-
Card reactivation fee for blocked cards Rs.1,000/-
Late payment fee Rs.900/-
One hour service fee N/A
One day service fee N/A
Over limit fee Rs.600/-
SMS Alert Fee for Credit Card transactions Free of Charge
4.1.3 Other Fees and Charges - contd.  
Issue of P.O. Handling Charges for merchant settlement Rs.300/- Per Pay Order
CRIB inquiry charges at Card Center (create history) Nil
Cash advance fee 4 % Min. Rs. 300/-
Card replacement fee Rs.750/-
PIN re-issue fee Rs.500/-
Card security change fee Rs.500/-
Overseas courier charges Minimum Rs.2,500/ or actual charges which ever is higher
Cheque return notifications (cheques collected on account of card settlement) Rs.1,000/-
Credit Card limit confirmation letters issued for Visa purposes / any other purposes Same Day Rs.1,000/- Normal Rs.1,000/-
Credit Card balance confirmation Letters to Other Banks/Auditors/Card holders Rs.1,000/-
Issue of duplicate statement- card holder  
Monthly statement up to 06 months Rs. 200/- (per statement)
Monthly statement after 06 months Rs. 300/- (per statement)
Issue of Merchant Original Statement (hard Copy) Rs.3,000/- per Month
Issue of duplicate statement- merchant (hard copy)
(fee per daily statement)
Up to 06 months
06 months to 12 months
Over 12 months


Rs.100/- Max. Rs.5,000/-
Rs.200/- Max. Rs.7,500/-
Rs.300/- Max. Rs.10,000/-
Issue of duplicate statement- merchant (soft copy)
(fee per daily statement)
Up to 03 months
03 months to 06 months
06 months to 12 months
Over 12 months


Free of charge
Rs.100/- Max. Rs.2,500/-
Rs.200/- Max. Rs.5,000/-
Rs.300/- Max. Rs.7,500/-

 

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