Credit Card Tariff
| 4.1 Credit Cards | ||
| 4.1.1 Joining Fees |
Principal Supplementary |
|
| Visa Platinum |
Rs.1,500/- Rs.1,200/- |
|
| State Sector Master Platinum | Free of Charge | |
| Master Titanium |
Rs.1,000/- Rs. 750/- |
|
| Master World |
Rs.1,500/- Rs.1,200/- |
|
| State Sector Master World | Free of Charge | |
| Visa Gold |
Rs.1,500/- Rs.1,200/- |
|
| Visa Classic |
Rs.1,000/- Rs.750/- |
|
| GMOA | Free of Charge | |
| BOC Shopping Card (Proprietary Card) |
Rs.200/- Rs.200/- |
|
| 4.1.2 Annual Fees |
Principal Supplementary |
|
| Visa Platinum |
Rs.3,500/- Rs.2,000/- |
|
| State Sector Master Platinum | Rs.1,500/- | |
| Master Titanium |
Rs.1,500/- Rs.1,000/- |
|
| Master World |
Rs.3,500/- Rs.2,000/- |
|
| State Sector Master World | Rs.2,500/- | |
| Visa Gold |
Rs.2,500/- Rs.1,500/- |
|
| Visa Classic |
Rs.1,500/- Rs.1,000/- |
|
| GMOA | Free of Charge | |
| BOC Shopping Card (Proprietary Card) |
Rs.200/- Rs.100/- |
|
| 4.1.3 Other Fees and Charges | ||
| Interest Rate | 3 % per Month | |
| Interest on cash advance | 3 % per Month | |
| Temporary limit enhancement fee | Rs.1,000/- | |
| Limit enhancement fee | Rs.1,000/- | |
| Card reactivation fee for blocked cards | Rs.1,000/- | |
| Late payment fee | Rs.900/- | |
| One hour service fee | N/A | |
| One day service fee | N/A | |
| Over limit fee | Rs.600/- | |
| SMS Alert Fee for Credit Card transactions | Free of Charge | |
| 4.1.3 Other Fees and Charges - contd. | ||
| Issue of P.O. Handling Charges for merchant settlement | Rs.300/- Per Pay Order | |
| CRIB inquiry charges at Card Center (create history) | Nil | |
| Cash advance fee | 4 % Min. Rs. 300/- | |
| Card replacement fee | Rs.750/- | |
| PIN re-issue fee | Rs.500/- | |
| Card security change fee | Rs.500/- | |
| Overseas courier charges | Minimum Rs.2,500/ or actual charges which ever is higher | |
| Cheque return notifications (cheques collected on account of card settlement) | Rs.1,000/- | |
| Credit Card limit confirmation letters issued for Visa purposes / any other purposes | Same Day Rs.1,000/- Normal Rs.1,000/- | |
| Credit Card balance confirmation Letters to Other Banks/Auditors/Card holders | Rs.1,000/- | |
| Issue of duplicate statement- card holder | ||
| Monthly statement up to 06 months | Rs. 200/- (per statement) | |
| Monthly statement after 06 months | Rs. 300/- (per statement) | |
| Issue of Merchant Original Statement (hard Copy) | Rs.3,000/- per Month | |
|
Issue of duplicate statement- merchant (hard copy) (fee per daily statement) Up to 06 months 06 months to 12 months Over 12 months |
Rs.100/- Max. Rs.5,000/- Rs.200/- Max. Rs.7,500/- Rs.300/- Max. Rs.10,000/- |
|
|
Issue of duplicate statement- merchant (soft copy) (fee per daily statement) Up to 03 months 03 months to 06 months 06 months to 12 months Over 12 months |
Free of charge Rs.100/- Max. Rs.2,500/- Rs.200/- Max. Rs.5,000/- Rs.300/- Max. Rs.7,500/- |
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