Loans for Professionals

This loan scheme provides financial support to the Member of Sri Lanka Accountants Service Association for any personal needs, legally acceptable to the bank.
- Age bellow 60 Years
- Adequate repayment capacity
- Special Grades Maximum up to Rs. 2,000,000/-
- Grade I % II Maximum up to Rs. 1,500,000/-
- Grade III Maximum up to Rs. 500,000/-
- One Inter – Service Guarantor
- Loan Application
- Form no 375.
- DTA Policy
- Letter from Sri Lanka Accountants’ Service Association
Personal Loan for the members of Administrative Services
This loan scheme provides financial support to the Member of Sri lanka Administrative Service Association or Sri Lanka Educational Administrative Services Association for any personal needs, legally acceptable to the bank.
Eligibility
- Age bellow 60 Years
- Adequate repayment capacity
Loan Amount
Maximum | Credit card Limit | |
---|---|---|
Special Grades | 7.0 Mn. | 1.0 Mn. |
Class I Officers | 5.0 Mn. | 0.75 Mn. |
Class II Officers | 5.0 Mn. | 1.0 Mn. |
Class III Officers | 4.0 Mn. | 0.75 Mn. |
Security
- One Inter – Service Guarantor
- Credit card on Clean Basis
Documents Required
- Loan Application
- Form no 375.
- DTA Policy
- Letter from Sri lanka Administrative Service Association
Personal Loan for Engineers
This loan scheme provides financial supporting to the members of IESL & IIESL in the corporate & Non – Corporate sector for any personal needs, legally acceptable to the bank.
- Age bellow 60 Years
- Adequate repayment capacity
- Credit card on Clean basis
- Corporate members – One personal Guarantee
- Non - Corporate members – Two personal Guarantee
- Loan Application
- Letter from employer
- Form no 375.
- DTA cover policy
Professional Membership | Maximum Quantum of Loan | Credit card Limit |
IESL Members – Chartered Engineers | ||
Corporate,(Fellow & Member) | 7.0 Mn. | 1.0 Mn. |
Non Corporate (Associate member & Associate) | 5.0 Mn. | 0.75 Mn. |
IIESEL Members – Incorporated Engineers | ||
Corporate,(Fellow & Member) | 5.0 Mn. | 1.0 Mn. |
Non Corporate (Associate member & Associate) | 4.0 Mn. | 0.75 Mn. |

This loan scheme provides financial support to the Regular Cadre of the Sri Lanka Air force for any personal needs, legally acceptable to the bank
Eligibility
- Age bellow 55 Years
- Adequate repayment capacity
Loan Amount
- Senior Ranks Maximum up to Rs. 4,000,000/-
- Junior Ranks Maximum up to Rs. 2,000,000/-
- Other Ranks Maximum up to Rs. 1,000,000/-
(Equated installment up to 84 months)
Security
- Two personal guarantors in the same grade or above
Documents Required
- Loan Application
- Form no 375.
- DTA Policy
- Letter from paying authority
This loan scheme provides financial support to the Regular cadre of the Sri Lanka Navy for any personal needs, legally acceptable to the bank.
Eligibility
- Age bellow 55 Years
- Adequate repayment capacity
Loan Amount
- Senior Ranks Maximum up to Rs. 4,000,000/-
- Non - Commissioned officer Grades Maximum up to Rs. 1,000,000/-
- Other Ranks Maximum up to Rs. 1,000,000/-
(Equated installment up to 84 months)
Security
- Two personal guarantors in the same grade or above
Documents Required
- Loan Application
- Form no 375.
- DTA Policy
- Letter from paying authority

This loan scheme provides financial support to Government and Provincial public sector employees to purchase Motor Vehicles.
Eligibility
- Should be a Permanent Officer of the Central Government or provincial public service
- Should possess a valid driving license
- A loan under this scheme may be obtained only once in five years
Loan for
- Maximum 1500 CC Petrol / 2200 CC Diesel Motor car or Van
- Payment of custom duties, landing charges, agency charges and import permit charges
Loan Amount
- Up to a maximum of Rs.3 Mn.
Security
- Mortgage over motor vehicle / motor cycle / scooter
- Personal guarantee of two officers of similar or higher grade
- Assignment over comprehensive insurance policy
Documents Required
- Loan Application
- Pro forma invoice
- Declaration from the seller (for second hand vehicle)
- Valuation Report
- Certificate of Registration
- Comprehensive insurance Policy
- Revenue License for the current year
- Certificate from the Head of the Department
- Form No 375
This loan scheme provides financial support to university staff (who are working the institutions which were approved by the UGC) for any personal needs, legally acceptable to the bank.
Eligibility
- Should be an officer with a minimum of 5 years in service and confirmed in the service
- Academic staff: Age bellow 65 Years
- Non-Academic staff: Age bellow 60 Years
Loan Amount
- Academic staff: Up to a maximum of Rs.5 Mn.
- Academic staff: Up to a maximum of Rs.05 Mn.
Security
- Personal guarantee of two officers of similar or higher grade
Documents Required
- Loan Application
- Job identity card copy
- Form No 375
This loan scheme provides financial support to Government Departments / Corporations and Statutory bodies to purchase Bajaj, Honda, Hero Motor Cycles.
Eligibility
- Should be a Permanent Officer of the Government or Corporations and Statutory bodies
- Should possess a valid Motor bicycle driving license.
- Age bellow 50 Years
Loan Amount
- Up to a maximum of Rs.300, 000/- (Equated installment, maximum up to 48 months)
Security
- Mortgage over motor vehicle / motor cycle / scooter
- Personal guarantee of two officers of similar or higher grade
- Assignment over comprehensive insurance policy
Documents Required
- Loan Application
- Pro forma invoice
- Valuation Report
- Certificate of Registration
- Comprehensive insurance Policy
- Certificate from the Head of the Department
- Form No 375
Personal Loan for Medical Officers & Dental Surgeons
This loan scheme provides financial support to the members of the Government Medical Officers Association, Sri Lank Medical Council & Government Dental Surgeons' Association for any personal needs, legally acceptable to the bank.
Eligibility
- Should be an officer with a minimum of 5 years in service and confirmed in the service
- Age bellow 60 Years
- Adequate repayment capacity
Loan Amount
- Up to a maximum of Rs.10 Mn. (Equated installment, maximum up to 84 months)
- Credit card: Up to a maximum of Rs.1 Mn.
Security
- One Inter-service guarantee for loans over Rs.1 Mn.
- Credit card on Clean basis
Documents Required
- Loan Application
- Letter from employer
- Letter from GMOA/SLMC/GDSA
- Form no 375
- DTA Cover Policy
Credit Package for Veterinary Surgeons
This loan scheme provides financial support to the members of the Veterinary Surgeons Association and the member of Veterinary Council of Sri Lanka for any personal needs, legally acceptable to the bank.
Eligibility
- Age bellow 60 Years
- Adequate repayment capacity
Loan Amount
- Loan: Up to a maximum of Rs.1.5 Mn. (Equated installment, maximum up to 60 months)
- Credit card: Up to a maximum of Rs.0.5 Mn.
Security
- One Inter-service guarantor
- Credit card on Clean basis
- Documents Required:
- Loan Application undefined
- Letter from employer
- Form no 375
Credit package for Nursing & Para medical staff
This loan scheme provides financial support to the confirmed nursing staff and allied grades in permanent services of Government Hospitals for any personal needs, legally acceptable to the bank.
Eligibility
- Age bellow 60 Years
- Adequate repayment capacity
Loan Amount
- Loan: Up to a maximum of Rs.2.0 Mn.(Equated installment, maximum up to 84 months)
- Credit card: Up to a maximum of Rs.1 lacks
Security
- One Inter-service guarantor
- Credit card on Clean basis
Documents Required
- Loan Application
- Letter from employer
- Form no 375
- DTA cover policy
Personal Loan for Judges
This loan scheme provides financial support to the members of the Judicial Service Association of Sri Lanka and the High Court Judges Association of Sri Lanka for any personal needs, legally acceptable to the bank
Eligibility
- Confirmed staff members of the service
- Age bellow 65 Years (depending of grades)
- Adequate repayment capacity
Loan Amount
- Up to a maximum of Rs.3 Mn. (Equated installment, maximum up to 84 months)
- Credit card: Up to a maximum of Rs.0.75 Mn.
Security
- Above Seven years of service - one/two personal guarantor/s
- Credit card on Clean basis
Documents Required
- Loan Application
- Form No 375