Loans for Professionals
Personal Loan for Members of the Government Medical Officers Association
Personal Loan for Members of Sri Lanka Medical Council and Government Ayurvedic Medical Officers
Personal Loan for Members of Government Dental Surgeons Association
Personal Loan for State Veterinary Surgeons Association and the Veterinary Council of Sri Lanka
Personal Loan for Members of Medical Laboratory Technologists-MLTs
Personal Loan for Others in Health Sector
Personal Loan for Members of the Government Medical Officers Association
This loan scheme provides financial support to the Members of the Government Medical Officers Association (GMOA)
Eligibility
- Age below 63 Years
- Adequate repayment capacity
Features
Can be applied up to Rs. 15.0 Mn and maximum loan amount based on the repayment capacity within 60% of gross salary. 60% of private practice income consider as other income.
Visit BOC web site : https://boc.lk/index.php?route=rates/rates
Documents required
- Loan Application
- Letter from Employer confirming service, position & salary
- Letter from GMOA
- Form No. 375
- DTA Cover Policy
- Any other documents required if any
Security
- Permanent cadre employees with take home salary Rs. 75,000/- or above
- No Guarantors. If take home salary is below Rs. 75,000/-
- One guarantor in permanat carder employee in same / higher grade to the borrower.
Personal Loan for Members of Sri Lanka Medical Council and Government Ayurvedic Medical Officers
This loan scheme provides financial support to the Members of Sri Lanka Medical Council (SLMC) and Government Ayurvedic Medical Officers (GAMO)
Eligibility
- Age below 63 Years
- Adequate repayment capacity
Features
- Can be applied up to Rs.15.0 Mn and maximum loan amount decided based on the repayment capacity within 60% of gross salary. 60% of private practice income consider as other income.
- Visit BOC web site : https://boc.lk/index.php?route=rates/rates
Documents required
- Loan Application
- Letter from Employer confirming service, position & salary
- Letter from SLMC/ GAMO
- Form No. 375
- DTA Cover Policy
- Any other documents required if any
Security
- Permanent cadre employees with take home salary Rs. 75,000/- or above
- No Guarantors. If take home salary is below Rs. 75,000/-,
- One guarantor in permanat carder employee in same / higher grade to the borrower.
Personal Loan for Members of Government Dental Surgeons Association
This loan scheme provides financial support to the Members of Government Dental Surgeons Association (GDSA)
Eligibility
- Age below 63 Years
- Adequate repayment capacity
Features
Can be applied up to Rs.15.0 Mn and maximum loan amount based on the repayment capacity within 60% of gross salary. 60% of private practice income consider as other income.
Visit BOC web site : https://boc.lk/index.php?route=rates/rates"
Documents required
- Loan Application
- Letter from Employer confirming service, position & salary
- Letter from GDSA
- Form No. 375
- DTA Cover Policy
- Any other documents required if any
Security
- Permanent cadre employees with take home salary Rs. 75,000/- or above
- No Guarantors. If take home salary is below Rs. 75,000/-,
- One guarantor in permanat carder employee in same / higher grade to the borrower.
Personal Loan for State Veterinary Surgeons Association and the Veterinary Council of Sri Lanka
This loan scheme provides financial support to the Member of State Veterinary Surgeons Association (SVSA) and the Veterinary Council of Sri Lanka (VCSL)
Eligibility
- Age below 60 Years
- Adequate repayment capacity
Features
Can be applied up to Rs. 15.0 Mn and maximum loan amount based on the repayment capacity within 60% of gross salary. 50% of private practice income consider as other income.
Visit BOC web site : https://boc.lk/index.php?route=rates/rates
Documents required
- Loan Application
- Letter from Employer confirming service, position & salary Letter from SVSA and VCSL
- Form No. 375
- Any other documents required if any"
Security
- Permanent cadre employees with take home salary Rs. 75,000/- or above
- No Guarantors. If take home salary is below Rs. 75,000/-,
- One guarantor in permanat carder employee in same / higher grade to the borrower.
Personal Loan for Government Service Nursing Staff, Nursing Staff in Probation Period and the Students of NTS
This loan scheme provides financial support to the Government Service Nursing Staff, Nursing Staff in Probation Period and the Students of NTS
Eligibility
- Age below 63 Years
- Adequate repayment capacity
Features
- Permanent Carder Nursing Staff- Maximum loan amount - Rs. 10.0 Mn 50 % of 6 months average over time of the nurses in permenent staff. Nursing Staff in Probation Period- Maximum loan amount - Rs. 2.5 Mn Students in NTS - Maximum loan amount for Final year students - Rs. 1.0 Mn Others who have completed 6 months training period - Rs.0.5 Mn Visit BOC web site : https://boc.lk/index.php?route=rates/rates
Documents required
- Loan Application
- Letter from Employer confirming service, position & salary
- Form No. 375
- Any other documents required if any
Security
- Permanent Nursing Staff - One Guarantor (same/ higher grade to the borrower) Nursing Staff in Probation Period - One Guarantor (same/ higher grade to the borrower) Students in NTS -
- Two Guarantors for both categories
- Visit BOC web site : https://boc.lk/index.php?route=rates/rates "
Personal Loan for Members of Medical Laboratory Technologists-MLTs
Eligibility
- Age below 60 Years
- Adequate repayment capacity
-
Members of CMLSSL in following grades
1.Superintendent of Medical Laboratory Scientists
2.Medical Laboratory Scientist
3.Superintendent Medical Laboratory Technologist
4.Medical Laboratory Technologist
Features
Can be applied up to Rs. 10.0 Mn and maximum loan amount based on the repayment capacity within 60% of gross salary. 50% of six months average other income will be considered.
Visit BOC web site : https://boc.lk/index.php?route=rates/rates"
Documents required
- Loan Application
- Letter from Employer confirming service, position & salary
- Form No. 375
- Any other documents required if any
Security
- One guarantor in permanent cader (same/higher grade). Loan can be obtained without guarantors, subject to following conditions. - Monthly net salary above Rs. 75,000/- and having been maintaning a relationship with more than one year.
- Monthly net salary above Rs. 100,000/- and having been maintaning a relationship with more than three months. "
Personal Loan for Others in Health Sector
This loan scheme provides financial support to the permanent cadre employees in Government Health Sector
- Up to Rs. 10.0 Mn based on the 60% of gross salary.
- Visit BOC web site : https://boc.lk/index.php?route=rates/rates
- Loan Application
- Letter from Employer confirming service, position & salary
- Form No. 375
- DTA Policy
- Any other documents required if any"
- Two Guarantors in permanent cadre (same / higher grade )
Personal Loan for the members of Administrative Services
This loan scheme provides financial support to the Member of Sri lanka Administrative Service Association or Sri Lanka Educational Administrative Services Association for any personal needs, legally acceptable to the bank.
Eligibility
- Age below 60 Years
- Adequate repayment capacity
Loan Amount
Maximum | Credit card Limit | |
---|---|---|
Special Grades | 7.0 Mn. | 1.0 Mn. |
Class I Officers | 5.0 Mn. | 0.75 Mn. |
Class II Officers | 5.0 Mn. | 1.0 Mn. |
Class III Officers | 4.0 Mn. | 0.75 Mn. |
Security
- One Inter – Service Guarantor
- Credit card on Clean Basis
Documents Required
- Loan Application
- Form no 375.
- DTA Policy
- Letter from Sri lanka Administrative Service Association
Personal Loan for Engineers
This loan scheme provides financial supporting to the members of IESL & IIESL in the corporate & Non – Corporate sector for any personal needs, legally acceptable to the bank.
- Age below 60 Years
- Adequate repayment capacity
- Credit card on Clean basis
- Corporate members – One personal Guarantee
- Non - Corporate members – Two personal Guarantee
- Loan Application
- Letter from employer
- Form no 375.
- DTA cover policy
Professional Membership | Maximum Quantum of Loan | Credit card Limit |
IESL Members – Chartered Engineers | ||
Corporate,(Fellow & Member) | 7.0 Mn. | 1.0 Mn. |
Non Corporate (Associate member & Associate) | 5.0 Mn. | 0.75 Mn. |
IIESEL Members – Incorporated Engineers | ||
Corporate,(Fellow & Member) | 5.0 Mn. | 1.0 Mn. |
Non Corporate (Associate member & Associate) | 4.0 Mn. | 0.75 Mn. |

This loan scheme provides financial support to the Regular Cadre of the Sri Lanka Air force for any personal needs, legally acceptable to the bank
Eligibility
- Age below 55 Years
- Adequate repayment capacity
Loan Amount
- Senior Ranks Maximum up to Rs. 4,000,000/-
- Junior Ranks Maximum up to Rs. 2,000,000/-
- Other Ranks Maximum up to Rs. 1,000,000/-
(Equated installment up to 84 months)
Security
- Two personal guarantors in the same grade or above
Documents Required
- Loan Application
- Form no 375.
- DTA Policy
- Letter from paying authority
This loan scheme provides financial support to the Regular cadre of the Sri Lanka Navy for any personal needs, legally acceptable to the bank.
Eligibility
- Age below 55 Years
- Adequate repayment capacity
Loan Amount
- Senior Ranks Maximum up to Rs. 4,000,000/-
- Non - Commissioned officer Grades Maximum up to Rs. 1,000,000/-
- Other Ranks Maximum up to Rs. 1,000,000/-
(Equated installment up to 84 months)
Security
- Two personal guarantors in the same grade or above
Documents Required
- Loan Application
- Form no 375.
- DTA Policy
- Letter from paying authority

This loan scheme provides financial support to Government and Provincial public sector employees to purchase Motor Vehicles.
Eligibility
- Should be a Permanent Officer of the Central Government or provincial public service
- Should possess a valid driving license
- A loan under this scheme may be obtained only once in five years
Loan for
- Maximum 1500 CC Petrol / 2200 CC Diesel Motor car or Van
- Payment of custom duties, landing charges, agency charges and import permit charges
Loan Amount
- Up to a maximum of Rs.3 Mn.
Security
- Mortgage over motor vehicle / motor cycle / scooter
- Personal guarantee of two officers of similar or higher grade
- Assignment over comprehensive insurance policy
Documents Required
- Loan Application
- Pro forma invoice
- Declaration from the seller (for second hand vehicle)
- Valuation Report
- Certificate of Registration
- Comprehensive insurance Policy
- Revenue License for the current year
- Certificate from the Head of the Department
- Form No 375
This loan scheme provides financial support to university staff (who are working the institutions which were approved by the UGC) for any personal needs, legally acceptable to the bank.
Eligibility
- Should be an officer with a minimum of 5 years in service and confirmed in the service
- Academic staff: Age below 65 Years
- Non-Academic staff: Age below 60 Years
Loan Amount
- Academic staff: Up to a maximum of Rs.5 Mn.
- Academic staff: Up to a maximum of Rs.05 Mn.
Security
- Personal guarantee of two officers of similar or higher grade
Documents Required
- Loan Application
- Job identity card copy
- Form No 375
This loan scheme provides financial support to Government Departments / Corporations and Statutory bodies to purchase Bajaj, Honda, Hero Motor Cycles.
Eligibility
- Should be a Permanent Officer of the Government or Corporations and Statutory bodies
- Should possess a valid Motor bicycle driving license.
- Age below 50 Years
Loan Amount
- Up to a maximum of Rs.300, 000/- (Equated installment, maximum up to 48 months)
Security
- Mortgage over motor vehicle / motor cycle / scooter
- Personal guarantee of two officers of similar or higher grade
- Assignment over comprehensive insurance policy
Documents Required
- Loan Application
- Pro forma invoice
- Valuation Report
- Certificate of Registration
- Comprehensive insurance Policy
- Certificate from the Head of the Department
- Form No 375
Personal Loan for Medical Officers & Dental Surgeons
This loan scheme provides financial support to the members of the Government Medical Officers Association, Sri Lank Medical Council & Government Dental Surgeons' Association for any personal needs, legally acceptable to the bank.
Eligibility
- Age below 60 Years
- Adequate repayment capacity
Loan Amount
- Up to a maximum of Rs.10 Mn. (Equated installment, maximum up to 84 months)
- Credit card: Up to a maximum of Rs.1 Mn.
Security
- One Inter-service guarantee for loans over Rs.1 Mn.
- Credit card on Clean basis
Documents Required
- Loan Application
- Letter from employer
- Letter from GMOA/SLMC/GDSA
- Form no 375
- DTA Cover Policy
Credit Package for Veterinary Surgeons
This loan scheme provides financial support to the members of the Veterinary Surgeons Association and the member of Veterinary Council of Sri Lanka for any personal needs, legally acceptable to the bank.
Eligibility
- Age below 60 Years
- Adequate repayment capacity
Loan Amount
- Loan: Up to a maximum of Rs.1.5 Mn. (Equated installment, maximum up to 60 months)
- Credit card: Up to a maximum of Rs.0.5 Mn.
Security
- One Inter-service guarantor
- Credit card on Clean basis
- Documents Required:
- Loan Application undefined
- Letter from employer
- Form no 375
Credit package for Nursing & Para medical staff
This loan scheme provides financial support to the confirmed nursing staff and allied grades in permanent services of Government Hospitals for any personal needs, legally acceptable to the bank.
Eligibility
- Age below 60 Years
- Adequate repayment capacity
Loan Amount
- Loan: Up to a maximum of Rs.2.0 Mn.(Equated installment, maximum up to 84 months)
- Credit card: Up to a maximum of Rs.1 lacks
Security
- One Inter-service guarantor
- Credit card on Clean basis
Documents Required
- Loan Application
- Letter from employer
- Form no 375
- DTA cover policy
Personal Loan for Judges
This loan scheme provides financial support to the members of the Judicial Service Association of Sri Lanka and the High Court Judges Association of Sri Lanka for any personal needs, legally acceptable to the bank
Eligibility
- Confirmed staff members of the service
- Age below 65 Years (depending of grades)
- Adequate repayment capacity
Loan Amount
- Up to a maximum of Rs.3 Mn. (Equated installment, maximum up to 84 months)
- Credit card: Up to a maximum of Rs.0.75 Mn.
Security
- Above Seven years of service - one/two personal guarantor/s
- Credit card on Clean basis
Documents Required
- Loan Application
- Form No 375
This loan scheme provides financial support to the Members of Sri Lanka Accountants Service Association.Loans granted for any personal need, legally acceptable to the bank
-
Age below 60 Years
-
Adequate repayment capacity
-
Can be applied up to Rs.15.0 Mn and maximum loan amount based on the repayment capacity within 60% of gross salary.
-
Visit BOC web site : https://boc.lk/index.php?route=rates/rates
-
Permanent cadre employees with take home salary Rs. 75,000/- or above - No Guarantors.
-
If take home salary is below Rs. 75,000/-, - One guarantor in permanat carder employee in same / higher grade to the borrower.
- Loan Application
- Form No. 375.
- DTA Policy
- Letter from Sri Lanka Accountants’ Service Association
- Any other documents required if any