Smart FD (Scrip-less Fixed Deposits)
Who are eligible?
- Sri Lankan residents over 18 Years of age are eligible to open an account
- Minimum Deposit Rs. 10,000/-
- Period – 01,03,06 Months and 01 to 05 Years (conditions apply for one month deposits)
Why from Bank of Ceylon?
- No 01 Commercial bank in Sri Lanka
- 100% state owned bank
- Financial stability
What are the Benefits?
- No physical certificate, only the smart FD opening confirmation is issued
- Instant SMS confirmation
- Opening, Renewal, and Closing confirmations via e-mail
- Applications/ closing requests can be sent by post, e-mail or fax
- FD amount can be deposited to Current or Savings account (Bank will take the deposit amount from this account)
- Can be closed without visiting the branch
- Interest rates for Smart FDs are similar to normal FDs
Nominee can be applied by Branch visit only (Nominees cannot be requested by post, fax or e-mail).
Smart FD will be accepted as a security for loans, Guarantees etc…
* Conditions apply
For more information contact the nearest Bank of Ceylon Branch.
Contact our Call Centre: 1975 (or +94 11 220 4444)
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