Kapruka Credit Scheme

Coconut Development Loan Scheme - "Kapuruka"


  • Increase production of coconuts and productivity of coconut lands 
  • Enhance income and living standards of coconut farmers
  • Increase employment opportunities



  • Mortgage over project assets
  • Assignment of relevant insurance policies
  • Deposit of Title Deeds
  • Guarantee of two persons or any other security acceptable to the Bank


Quantum of Loan 

  • Maximum Rs. 2.0 Mn


Repayment Period 

  • 60 months (Inclusive of an optional grace period of 12 months)


Area of Operation 

  • All Island


* Conditions Apply

(Bank of Ceylon holds the authority to change, add or revise any condition, term or statement in this facility)


For more information, please contact the Manager at your nearest BOC Branch or call centre: 011 220 4444

Development Banking Division, 
20th Floor, Head Office,
Bank of Ceylon,
No: 01, BOC Square, Bank of Ceylon Mawatha,
Colombo: 01.
Tel: 011 220 4525 / 011 220 4526 / 011220 4527,
Fax: 011 2448606


  • Be a citizen of Sri Lanka
  • Contribute 20% of the cost of the project as equity
  • Should not be a willful defaulter
  • Be able to provide the collateral required by the bank
  • Be owner / lease holder of the coconut land to be developed ( Extent of land - Min. 1/2 AC & Max 50 AC per farmer) 
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