New Comprehensive Rural Credit Scheme (NCRCS)

Purpose / Crops

  • To cultivate Paddy (Irrigated, Rain fed), Chillies, Onions (Red Onions, Big Onions), Pulses (Cowpea, Green  Gram, Black Gram, Soya Beans, Maize, Kurakkan) Oil Seeds (Ground Nuts, Gingelly, Sunflower), Root &  Tuber (Potatoes, Sweet  Potatoes, Manioc, Kiri-Ala), Vegetables (Beans, Brinjal, Lady's fingers, Beet-Root,  Cabbage, Carrot, Capsicum, Tomato,  Leeks, Radish, Knoh-Khol, Luffa, Bitter Gourd, Snake Gourd,  Pumpkin) Ginger& Sugar Cane. 


Loan Amount 

  • Should not exceed the approved listed scales of Finance


Repayment Period 

  • 270 days


Area of Operation 

  • All Island


* Conditions Apply

(Bank of Ceylon holds the authority to change, add or revise any condition, term or statement in this facility)


For more information, please contact the Manager at your nearest BOC Branch or call centre: 011 220 4444

Development Banking Division, 
20th Floor, Bank of CeylonHead Office,
No: 01, BOC Square, Bank of Ceylon Mawatha,
Colombo: 01.
Tel: 011 220 4525 / 011 220 4526 / 011220 4527,
Fax: 011 2448606


  • Be a citizen of Sri Lanka
  • Be a customer of the Bank of Ceylon
  • Not be a willful defaulter
  • Be a permanent resident of the area
  • Be able to provide the collateral required by the bank
  • Be over 18 years and up to 55 years (when the age is above 55 years, a family member over 18 years to be taken as a co-borrower).


Extent of the Land (In Acres)

Crop  Minimum  Maximum
 Paddy 1/4 10
 Maize 1/8 10
Chillies, Onion, Potato, Vegetables 1/8 02
Pulses, Oil Seed, Root & Tuber 1/8 05
Ginger 1/4 02









Chat Now